:root{
  --navy:#00338d;
  --navy-dark:#002970;
  --sky:#0091da;
  --ink:#1a2332;
  --muted:#5b6678;
  --line:#e3e8f0;
  --bg:#ffffff;
  --bg-soft:#f5f7fb;
  --maxw:1080px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;color:var(--ink);background:var(--bg);
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  line-height:1.6;-webkit-font-smoothing:antialiased;
}
a{color:var(--navy);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}

/* Header */
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.92);
  backdrop-filter:saturate(160%) blur(8px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:64px;gap:16px}
.brand{display:flex;align-items:center;gap:12px;font-weight:700;color:var(--ink)}
.brand:hover{text-decoration:none}
.brand svg{display:block}
.brand .sub{font-weight:500;color:var(--muted);font-size:14px;border-left:1px solid var(--line);padding-left:12px}
nav.main a{color:var(--ink);font-size:15px;margin-left:22px;font-weight:500}
nav.main a:hover{color:var(--navy);text-decoration:none}
@media(max-width:680px){nav.main a{margin-left:14px;font-size:14px}.brand .sub{display:none}}

/* Hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-dark) 70%);color:#fff;padding:84px 0 72px}
.hero h1{font-size:42px;line-height:1.12;margin:0 0 18px;letter-spacing:-.02em;max-width:18ch}
.hero p.lead{font-size:19px;color:#cdd8f0;max-width:60ch;margin:0 0 28px}
.hero .pill{display:inline-block;font-size:12px;letter-spacing:.14em;text-transform:uppercase;
  color:#bcd4ff;border:1px solid rgba(188,212,255,.4);border-radius:999px;padding:6px 14px;margin-bottom:22px}
@media(max-width:680px){.hero h1{font-size:32px}}

/* Buttons */
.btn{display:inline-block;background:#fff;color:var(--navy);font-weight:600;font-size:15px;
  padding:12px 22px;border-radius:8px;border:1px solid transparent}
.btn:hover{text-decoration:none;background:#eef3ff}
.btn.outline{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.btn.outline:hover{background:rgba(255,255,255,.1)}
.btn.solid{background:var(--navy);color:#fff}
.btn.solid:hover{background:var(--navy-dark)}
.btn-row{display:flex;gap:14px;flex-wrap:wrap}

/* Sections */
section.block{padding:64px 0;border-bottom:1px solid var(--line)}
section.block.soft{background:var(--bg-soft)}
h2{font-size:28px;letter-spacing:-.01em;margin:0 0 14px}
.section-intro{color:var(--muted);max-width:62ch;margin:0 0 36px;font-size:17px}

/* Cards */
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
@media(max-width:860px){.grid{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:26px}
.card h3{margin:0 0 8px;font-size:18px}
.card p{margin:0;color:var(--muted);font-size:15px}
.card .ico{width:40px;height:40px;border-radius:9px;background:#eaf1ff;color:var(--navy);
  display:grid;place-items:center;font-weight:700;margin-bottom:16px}

/* Prose (about / legal) */
.prose{max-width:760px}
.prose h1{font-size:34px;letter-spacing:-.02em;margin:0 0 8px}
.prose .updated{color:var(--muted);font-size:14px;margin:0 0 28px}
.prose h2{font-size:21px;margin:34px 0 10px}
.prose p,.prose li{color:#33405a;font-size:16px}
.prose ul{padding-left:22px}
.page-top{padding:48px 0 8px}

/* Steps */
.steps{counter-reset:s;display:grid;gap:18px;max-width:720px}
.step{display:flex;gap:16px;align-items:flex-start}
.step .n{flex:none;width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;
  display:grid;place-items:center;font-weight:700;font-size:14px}
.step h3{margin:2px 0 4px;font-size:17px}
.step p{margin:0;color:var(--muted);font-size:15px}

/* Notice */
.notice{background:#eef3ff;border:1px solid #cfdcff;border-radius:10px;padding:18px 20px;color:#26365c;font-size:15px}

/* Legal blocks */
.legal-amber{background:#fff8eb;border:1px solid #f3dca0;border-radius:10px;padding:18px 20px;margin:0 0 8px}
.legal-amber h3{margin:0 0 8px;font-size:15px;color:#7a5600}
.legal-amber ul{margin:0;padding-left:20px}
.legal-amber li{color:#6b4e12;font-size:15px;margin-bottom:6px}
.legal-group{margin:26px 0}
.legal-group .gh{display:flex;align-items:center;gap:8px;margin:0 0 8px}
.legal-group .gh .dot{width:8px;height:8px;border-radius:50%;background:var(--navy);flex:none}
.legal-group .gh h3{margin:0;font-size:18px}
.legal-table{width:100%;border-collapse:collapse;border:1px solid var(--line);border-radius:8px;overflow:hidden;font-size:14px;margin:6px 0}
.legal-table th{background:#f1f4fa;text-align:left;padding:9px 12px;font-weight:600;color:#3a4763}
.legal-table td{padding:9px 12px;border-top:1px solid var(--line);color:#33405a}
.legal-table td:first-child{color:var(--muted);width:36%}
.legal-table .mono{font-family:ui-monospace,SFMono-Regular,Menlo,monospace}
.checklist{list-style:none;padding:0;margin:8px 0}
.checklist li{padding-left:26px;position:relative;color:#33405a;font-size:15px;margin-bottom:6px}
.checklist li::before{content:"\2713";position:absolute;left:0;color:#1a9e5f;font-weight:700}
.bullets{list-style:none;padding:0;margin:8px 0}
.bullets li{padding-left:20px;position:relative;color:#33405a;font-size:15px;margin-bottom:6px}
.bullets li::before{content:"";position:absolute;left:2px;top:9px;width:6px;height:6px;border-radius:50%;background:var(--navy)}
.contact-box{background:#eef3ff;border:1px solid #cfdcff;border-radius:10px;padding:18px 20px;margin-top:24px;color:#26365c;font-size:15px}

/* Footer */
.site-footer{background:#0b1733;color:#aeb9d4;font-size:14px;padding:48px 0 36px}
.site-footer a{color:#cdd8f0}
.site-footer .cols{display:flex;justify-content:space-between;gap:32px;flex-wrap:wrap;margin-bottom:28px}
.site-footer h4{color:#fff;font-size:13px;letter-spacing:.08em;text-transform:uppercase;margin:0 0 12px}
.site-footer ul{list-style:none;padding:0;margin:0;line-height:2}
.site-footer .legal{border-top:1px solid #1d2c4f;padding-top:20px;color:#7e8cb0;font-size:13px}